Computer software for processing electronic payments and for electronic funds transfer; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards, debit cards, charge cards, and gift cards

Promoting the goods and services of others by providing hypertext links to the web sites of others; promoting the goods and services of others by providing a web site featuring links to the online websites of others; business consulting services in the field of online payments; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management in the field of optimization of payments for businesses

Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, electronic funds transfer; clearing and reconciling financial transactions; providing a wide variety of payment and financial services, namely, credit card services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, and bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; fraud reimbursement services in the field of credit card purchases; credit card transaction processing services; credit services, namely, providing revolving lines of credit; bill payment services; providing mobile electronic processing of electronic payments; credit card and payment processing services; electronic foreign exchange payment processing; financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks