downloadable software for use in electronic authentications, authorizations, and transactions, namely, software for ensuring the parties involved are authenticated, verified, and have approved such transactions for use in the field of e-commerce; downloadable software for providing electronic verification and encrypted storage of credentials and transactions and to enable an entity's reputation with any third party to be reported to any other third parties with whom that entity transacts; downloadable software for transferring user's access rights to and across authorized devices and the cloud; encoded identity cards

credit card verification services, bank account verification services, namely, verifying if bank account or credit card exists, and whether user has control of such payment methods; payment method verification services, namely, bank account and credit card ownership verification

Providing a platform available online through a website or an application programming interface (API), namely, providing a website featuring technology allowing users to verify and authenticate electronic transactions, and to provide electronic verification of on-line orders, digital content, and electronic permission codes; online, non-downloadable software for increasing the security of electronic transactions, namely, providing software for ensuring the parties involved are authenticated, verified, and have approved such transactions; online, non-downloadable software for accelerating and increasing security of electronic authentications, authorizations and transactions, namely, providing software for ensuring the parties involved are authenticated, verified, and have approved such transactions; online, non-downloadable software for providing electronic verification and encrypted storage of credentials and transactions and to enable an entity's reputation with any third party to be reported to any other third parties with whom that entity transacts; online, non-downloadable software for transferring user's access rights to and across authorized devices and the cloud; Providing an online platform through an application programming interface (API), namely, providing API software that facilitates the verification of credentials and identification information

Identification verification services, namely, providing authentication of personal identification information