Providing and securing financial transactions and payment of goods or services, namely, electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; financial transaction services, namely, providing secure commercial transactions and payment options; providing on-line payment platforms, namely, electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; providing electronic transmission of payment transactions and related information, namely, merchant services, namely, payment transaction processing services and providing related information

Telecommunication services, namely, transmission of voice, data, graphics, images, audio and video by means of telecommunications networks, wireless communication networks, and the Internet; communication services, namely, transmission of voice, audio, visual images and data by telecommunications networks, wireless communication networks, the Internet, information services networks and data networks; transmission of data, namely, transfer of data by telecommunication; communications via electronic and computer systems, namely, electronic, electric, and digital transmission of voice, data, images, signals, and messages; telecommunications consultation