Electronically encoded and magnetically encoded debit cards, prepaid stored-value cards, stored-value cards and smart cards for employee, retiree and government benefit management, namely, for transferring and processing payments; debit cards, prepaid stored-value cards and stored-value cards used to process employee, retiree and government benefit payments, including payments for commuter expenses, tuition reimbursement, dependent care, flexible spending accounts and other tax advantaged accounts; software for the administration of employee, retiree and government benefit plans concerning group insured and self-insured benefit plans, and individually insured and self-pay benefit plans; software for employee, retiree and government benefit management; software for employee, retiree and government benefit management in the fields of insurance, self-insurance and self-pay employee, retiree and government benefit plans, namely, software for enrolling participants, adjudicating claims, processing payments, transferring funds and updating expenditure records; software for electronic processing of employee, retiree and government benefit payments, including payments for commuter expenses, tuition reimbursement, dependent care, flexible spending accounts and other tax advantaged accounts; computer software for use in insurance billing in the field of health care

Administration of employee, retiree and government benefit plans concerning dependent child care and parking; financial records management in the nature of updating financial records of employees via encoded smart cards via a global computer network regarding electronically stored voluntary employee savings and defined contribution retirement plan account data

Payment processing services, including electronic payment processing, in the field of employee, retiree and government benefits, such as payment processing for commuter expenses, tuition reimbursement, dependent care, flexible spending accounts and other tax advantaged accounts; administration of employee, retiree and government benefit plans concerning insurance and finance for third party administrators and employers; providing financial, employee financial benefit plan and insurance information to patients, employees, and employers in the field of employee benefits specifically relating to voluntary employee savings accounts and defined contribution accounts

Providing temporary use of online, non-downloadable software for employee, retiree and government benefit management; providing temporary use of online, non-downloadable software for employee, retiree and government benefit management in the fields of insurance, self-insurance and self-pay employee benefit plans, namely, software for enrolling participants, automatically verifying eligibility, adjudicating claims, processing payments, transferring funds and updating expenditure records; providing temporary use of online, non-downloadable computer software for administration of employee benefit plans; providing temporary use of online, non-downloadable software that enables employers and third party administrators to verify and process employee benefit plan transactions made via electronically encoded and magnetically encoded smart cards involving voluntary employee savings and defined contribution plan accounts; providing temporary use of online, non-downloadable employee benefit management software that enables employees, employers and third party administrators to access a database featuring employee benefit plan information regarding voluntary employee saving and defined contribution plans