Computer hardware used for telecommunications, namely, routers and switches; software used to operate computer and telecommunications hardware; computer terminals and software for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; point of sale terminals and bar code readers; software and computer peripherals for mobile communication devices, cash registers, and other point of sale systems and software used to operate the aforementioned goods; computer hardware and software used to allow users to perform e-commerce transactions; computer hardware and software that provides analytic tools for payment processing, creation, management and optimization of customer relationships and loyalty programs, and business optimization programs; application programming interface (API) for computer software which facilitates online services for social networking, building social networking applications and for allowing display, access, retrieval, uploading, downloading, sharing and management of data, information, audio and video images

Business management services related to the performance and effectiveness of credit card, debit card, gift card, cash, and in kind payment processing and tracking; provision of customer relationship and customer loyalty program services used to promote retail services of others; business optimization services, namely, business consulting in the field of business process reengineering; facilitating the exchange of financial and business information between and among customers and businesses related to e-commerce transactions; advertising, marketing and promoting goods and services for others; cooperative advertising services, namely, advertising, marketing and promoting goods and services for others; dissemination of advertising, marketing and promotional materials for others via public and private wireless networks for display on mobile communication devices; providing advertising space via the global computer network; business administration services

Data processing services in the nature of payment processing for payment transactions; Automated bill payment services, bill payment services provided through a website, electronic payment services involving electronic processing and subsequent transmission of bill payment data via a global computer network; management and execution of financial transactions using mobile communication devices; electronic cash transactions; electronic credit card transactions; electronic debit card transactions; electronic gift card transactions; merchant payment transaction processing services; providing secure bill payment and commercial transactions options using mobile communication devices at a point of sale; payment processing services in the field of credit, debit, and gift cards; providing a virtual currency for use by members of an online community via computer and communication networks; insurance brokerage

Telecommunication services; mobile telecommunication services; Internet based telecommunication services; data communication services; providing secure electronic and digital transmission of bill payment data, financial information, and electronic images via the Internet, a global computer network, mobile communication networks and devices, or telephones; providing online communication links which transfer website users to other local and global web pages; providing access to third party websites by enabling users to log in through a universal login username and password via the Internet, a global computer network, mobile communication networks and devices, or telephones; providing broadcasting services (uploading, downloading, sharing and management) of data, information, audio and video images via the Internet, a global computer network, mobile communication networks and devices, or telephones; portal services; providing online chat rooms and electronic bulletin boards

Provision of computer-based analytic tools, namely, providing temporary use of non-downloadable software used to evaluate the performance and effectiveness of credit card, debit card, gift card, cash, and in kind payment processing and tracking and to facilitate payment processing; designing, creating and hosting of bill payment websites; providing temporary use of non-downloadable computer software for processing electronic payments over computer networks, intranets and the Internet; computer services, namely, acting a software-as-a-service provider (SaaS) in the field of electronic processing of payments to host software used to permit remote data management for wireless delivery of content to computers and mobile communication devices; computer services, namely, acting as a software-as-a-service provider (SaaS) in the fields of wireless communication, mobile information access, and remote data management featuring software used for wireless delivery of content to computers and mobile communication devices; hosting, managing, developing, and maintaining applications, software, and websites, in the fields of wireless communication, mobile information access, and remote data management for wireless delivery of content to computers and mobile communication devices; application service provider featuring software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; information security services, namely, controlling access and privileges to software