Computer software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; combination electronic terminal, printer, check reader, card reader and payment transaction storage device for use in the approval and processing of check, credit, debit and stored value card payments; and computer hardware, namely, terminals, printers, check readers, contactless readers, cellular wireless computer terminals for use in connection with check, credit card, debit card and stored value card transactions, transaction authorizations and payment processing services

Electronic mail services, namely, electronic receipt and transmission of text, files, graphics and data via computer networks and mobile communication devices; electronic transmission of data and documents via telephones, computers and mobile communication devices over a global computer network; and telecommunications services, namely, electronic and digital transmission of voice, data, images, signals, and messages enabling merchants and financial institutions to notify customers of time-critical events through interactive voice response, text messaging, broadcast messaging, e-mail and instant messaging using wireless application protocol for mobile communication, fax and pager devices

Providing temporary use of on-line, non-downloadable software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; providing temporary use of on-line non-downloadable software for use in analyzing credit and debit card expenditures and generating reports relating thereto; equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; computer services, namely, designing and maintaining computer programs for others in the field of payment processing services, customer loyalty services and receivables management services, excluding mortgage lending and closing services; computer services, namely, designing computer networks for others in the field of payment processing services, customer loyalty services and receivables management services; data encryption and data security services, namely, providing security and anonymity for electronically transmitted payment transactions; web service solutions, namely, web site hosting services and design of web sites for others, namely, web based stores; website design and website management services for financial institutions; consulting services in the field of computer-based information systems for businesses which utilize payment processing services, customer loyalty services and receivables management services; computer services, namely, implementing e-commerce web sites for others; providing temporary use of on-line non-downloadable software in the nature of an online interactive computer database which analyzes financial data for use in authorizing or declining check-related transactions. providing temporary use of on-line non-downloadable software in the nature of an online interactive computer database which analyzes data for use in authentication of users and payments in online financial transactions; providing temporary use of on-line non-downloadable software to the financial services industry for analyzing financial data used to authorize or decline consumer credit requests; graphic design of financial statements and credit, debit and stored value cards for others