Providing a wide variety of payment and financial services, namely, credit card, debit card, and prepaid card services, issuing credit cards, debit cards, and prepaid cards, and bill payment services, all conducted via a global communications network; Electronic payment services involving electronic processing and subsequent transmission of bill payments and bill payment data conducted via a global communications network; financial transaction services, namely, providing electronic processing of digital currency payments; financial services, namely, electronic transfer, conversion and exchange services for national currencies and digital currencies; bill payment services; bill payment services provided through a website; electronic payment services involving electronic processing and subsequent transmission of bill payment data; credit card services; debit card services; prepaid card services; financial services, namely, administration of transactions involving funds drawn from financial instruments using a credit card, debit card, or prepaid card over a global data network; payment processing services, namely, credit card, debit card, and prepaid card transaction processing services; merchant payment transaction processing services; merchant services, namely, payment transaction processing services for digital currency payments