Broad based financial services, namely, banking services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, bill payment services, cash disbursement, cash replacement rendered by credit card and debit cards, electronic cash transactions; automated teller machine services, namely, providing deposits, withdrawals and financial information; point of sale and point of transaction services, transaction authorization and settlement services, electronic funds transfer, electronic payment processing services, credit card and debit card verification, payment transaction authentication and verification services; check verification services; provision of debit and credit services by means of radio frequency identification devices; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network; electronic cash services, namely, currency exchange over a global electronic network; providing financial information, namely, credit and debit card data and reports