Smart cards, plastic cards with magnetic strips, and computer programs; namely cards and computer programs for use with health care insurance coverage eligibility, verification, and adjudication of claims, for use with determining and processing covered health care claims and payments, for use with goods and service providers of health care programs, and for facilitating information transfer between an individual, a service provider, an insurance company, or health care agency; smart cards, plastic cards with magnetic strips, and computer programs; namely, cards and computer programs for use with government or private benefit programs eligibility, verification, and adjudication of claims, for use with goods and service providers of the benefit program, for determining and processing covered benefit claims and payments, and for facilitating information between an individual, a service provider, and a benefits program; smart cards, plastic cards with magnetic strips, and computer programs for fraud management; namely cards and computer programs for use with government benefits, private benefit programs, and health care benefits

Financial services namely, a payment program for healthcare services and health benefits; processing and evaluating healthcare claims and submitting such claims for payment of such claims and fraud management services with respect to healthcare benefits, specifically as to evaluating the eligibility, identity, and contractual relationships between a benefits recipient and an agency or entity providing the benefits and an authorized service or good provider