Money transfer services; Electronic transfers of money; Electronic funds transfer; Bill payment services; Money order services; Prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; Making payments on pre-paid long distance calling cards for recharging minutes; Automatic teller machine services; Providing stored value card services; Direct deposit services, namely, transfer of funds directly into a customer's bank account; Automated clearing house deposit services