Providing marketplace information, namely, commercial information on merchants, customers, consumer products, and business events and services; providing information in the field of point of sale transactions, payment transactions, voucher redemption, appointment scheduling, customer relationship management, customer location detection and awareness, inventory management, merchant transactions, business performance, and customers; providing an operating system featuring ratings, reviews and recommendations on merchants, consumer products, business events and services, and information related to sale transactions, payment transactions, voucher redemption, appointment scheduling, customer relationship management, customer location detection and awareness, inventory management, merchant transactions, business performance, and customers; business planning and management for marketing, promoting or advertising the goods and services of others; marketing, promotional, and advertising services; administration of a customer loyalty reward program for participants to obtain benefits from purchases of a company's goods and services; appointment scheduling services