Providing temporary use of non-downloadable online software for providing a unified platform for claims validation and fraud anomaly detection through the use of text, social links, transactions, statistical data, and predictive analyses with machine learning and visualization that can be adapted into third party applications; providing temporary use of non-downloadable online software for use in monitoring, tracking, validating, segregating, detecting, preventing and managing fraud in insurance transactions, identity theft, and other types of fraud in connection with credit grantors, financial and lending institutions, and insurance companies, insurance providers, and insurance payers, along with medical code validations; providing temporary use of non-downloadable online software for database management, data mining, and data warehousing by means of evaluating, analyzing and collecting data for use in modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management; data mining, and data warehousing services by means of using software to evaluate, analyze and collect data for use in modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management