Payroll administration and management services; business administration of payroll deduction services; administration of a discount program for enabling participants to obtain discounts on goods and services, pharmaceuticals, drugs, hearing aids and screenings, mail order diabetic supplies, mail order vitamins, medical equipment through use of a discount membership card

Insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, medicare supplement insurance, payroll insurance; payroll tax debiting services

Interactive password protected on-line training services of agents in the field of insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, Medicare supplement insurance, payroll insurance, payroll tax debiting services, discount programs, prescription drug programs; providing password protected on-line training courses, seminars, workshops, classes to agents in the field of Insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, Medicare supplement insurance, payroll insurance, payroll tax debiting services, discount programs, prescription drug programs

Providing temporary use of on-line non-downloadable user interface software for the exchange of sales-related data via a password protected site