Communications software for connecting users of electronic devices; Computer software for administration of computer networks; Computer software for application and database integration; Computer software for communicating with users of hand-held computers; Computer software for wireless content delivery; Computer software for use in database management; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable computer software for use in database management

Accounts payable debiting services; Bill payment services; Bill payment services provided through a website; Charge card and credit card services; Charge card services; Check processing; Check verification; Credit card and debit card services; Credit card and payment card services; Credit card payment processing services; Electronic cash transactions; Electronic check acceptance services; Electronic credit card transactions; Electronic debit transactions; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of funds; Electronic transfer of money; Electronic transfers of money; Financial information processing; Financial information provided by electronic means; Financial services, namely, electronic remote check deposit services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial information; Providing financial information via a web site; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores