Computer e-commerce software for enabling users to perform electronic business transactions via mobile devices, cash registers and other point of sale systems and local and global computer networks; downloadable software in the nature of a mobile application for use by consumers for making mobile payments; computer software for facilitating mobile payments; computer software for issuing receipts for mobile payments; computer software for creating, maintaining and updating online searchable databases of merchant information and regarding the products and services of others; computer software for facilitating and managing merchant-customer communications and for providing payment transaction information; computer software for facilitating and completing money transfers via email, mobile devices and global and local computer networks; computer software for distributing advertisements, offers, rewards, coupons, deals and discounts via email, local and global computer networks and via mobile devices; computer software for processing electronic payments and transferring funds to and from others

Gift card and prepaid card transaction processing services; providing peer-to-peer money transfer services via electronic mail, mobile electronic devices and global and local computer networks; electronic payment services involving electronic processing and subsequent transmission of bill payment data, conducted via a global computer network