Mutual fund investment services; retirement fund investment services; retirement plan financial administration services; investment management services; brokerage and distribution of mutual funds, securities and annuities; providing financial information by electronic means; providing financial information in the field of retirement planning; financial administration of employee pension plans; employee financial, health insurance, insurance and financial retirement plan administration services; administering health savings account plans; money management; providing personalized investment financial information, investment account management and securities brokerage services, all by means of wireless communication devices and by means of the Internet; life insurance and annuity underwriting services; consulting services in the field of insurance; financial risk management services; insurance brokerage services; electronic bill payment; financial administration of credit card accounts; electronic fund transfer services; financial analysis services, namely, compiling, organizing, managing and reporting user specific financial information by means of the Internet, in the field of investment accounts, bank accounts, credit card accounts, frequent flyer award accounts and other personal financial data for financial purposes