Communication services, namely, transmission of voice, audio, visual images and data by telecommunications networks, wireless communication networks, the Internet, information services networks and data networks; Electronic mail services; Providing an on-line forum for best practices for operational and financial management and for establishing process controls concerning the ownership, finance, construction and use of housing; Providing private and secure real time electronic communication over a computer network; Transmission and reception of database information via the telecommunication network; Transmission of information by data communications for assisting decision making