Banking services; bill payment services; bill payment services provided through a website; checking account services; credit and debit card services; credit card payment processing services; credit card verification; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; electronic credit card transactions; electronic funds transfer; electronic transfer of funds; electronic transfer of money; on-line banking services; providing an Internet website portal in the field of financial transaction and payment processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments