Financial and investment services, namely, providing financial and investment analysis, advisory, consultation, planning, and management services; commercial and consumer lending; mortgage lending and mortgage banking; loan financing, namely, commercial and consumer lease financing and equipment financing, and home equity line of credit (HELOC) financing; cash management; safety deposit box services; financial account services, namely, deposit services, payment services, withdrawal services, checking services, issuing certificates of deposit, money-market services, deposit account services; banking services; retail banking services, namely, consumer and small business banking services; corporate trust services, namely, corporate financing, municipal financing and debt financing services, namely, escrow agent services, paying agent services, document custodian agent services, namely, holding mortgage and deed of trust-related documents and other financial documents for others, and agency services for financial collateral, namely, securities, mutual fund, monies, financial documents, property, both real and personal, and financial asset custody services, namely, maintaining possession of financial assets for others for financial management purposes; mortgage and asset securitizations and trustee services, namely, acting in a fiduciary capacity on behalf of bondholders with respect to authentication and delivery of bonds and periodic reviews of indenture covenants to confirm compliance therewith; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; automated teller machine services; insurance services, namely, insurance consultation, brokerage and administration; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, financial portfolio management, certificates of deposit, financial asset management, private banking, trust and estate management, and financial research services with respect to securities, commodities, real estate and other instruments of investment; investment and securities trade execution and brokerage services, and providing information on investment and securities performance; mutual fund administration services; treasury management services, namely, funds transfer services, cash management services and foreign exchange services in the nature of foreign exchange transactions, foreign exchange information services, and foreign exchange risk advisory services; providing traditional and interactive banking, financial, investment, and insurance consultation and information via computer networks and telecommunication networks for the electronic, telephonic, and telefacsimile transmission of audio and data