Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer software application for use in making online payments via mobile phones, smart phones, tablet computers, personal digital assistants (PDAs) and computers; Computer software for processing electronic payments and transferring funds to and from others; authentication software for controlling access to and communications with computers that my be downloaded from a global computer network and/or recorded on computer media; magnetically encoded credit cards and payment cards; computer hardware security device, namely, a non-predictable code calculator for accessing a host database computer

International monetary services, namely, monetary exchange; electronic remittance services, namely, electronic payment processing services; international cash management services; e-check and electronic currency transfers; clearing and reconciling financial transactions via a global computer network; providing a wide variety of banking services and providing financial services, namely, credit card services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of insurance bill payment data for financial transactions conducted via global computer network, bill payment services with guaranteed payment delivery, and brokerage of money bonds, stocks and other securities, all conducted via a global communications network; cash management services; account management and reports, and electronic transactions via the internet and computer networks, namely, monetary exchange services, electronic remittance services, namely, electronic payment processing services, international cash management services, e-check and electronic currency transfers, credit card services, issuance of credit cards and lines of credit, electronic payment services, involving electronic processing and subsequent transmission of bill payment data, brokerage of money bonds, stocks and other securities, cash management services; financial service, namely, wealth management services; account management services, namely, investment management and custodial services in the nature of financial management

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; middle office automation services, namely, providing temporary use of a web-based software application for submitting, processing and monitoring funds and security investments; providing temporary use of on-line non-downloadable software that enables customers to initiate financial transactions via an interconnected global computer network; cloud computing featuring software for use in facilitating, processing, managing, and verifying financial transactions; providing temporary use of non-downloadable software for use in facilitating, processing, managing, and verifying financial transactions; providing temporary use of non-downloadable software for financial management and budgeting; providing a web site featuring temporary use of non-downloadable software for payment processing, namely, providing software for credit card processing, check processing, online electronic payments and various other methods, and for electronic commerce, business to business (B2B) and business to consumer (B2C) web-based commerce capabilities to allow users to perform electronic business transactions via a global computer network