Financial and investment services, namely, providing financial and investment analysis, advisory, consultation, planning, and management services; commercial and consumer lending; mortgage lending and mortgage banking; cash management; safety deposit box services; financial account services, namely, electronic remote check deposit services, bill payment services, electronic debit withdrawal transactions, checking account services, banking services featuring issuing certificates of deposit, money-market savings account services, deposit account services; banking services; corporate financial trust operation and administration; corporate financing services; municipal loan financing; financing loans for debt recovery; maintaining escrow accounts for mortgages and sales transactions; bill payment services; financial custody services, namely, maintaining possession of financial assets for others for financial management purposes; trustee services; fiduciary representative services on behalf of bondholders with respect to authentication and delivery of bonds; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; automated teller machine services; insurance services, namely, insurance consultation, brokerage and administration; financial research services with respect to securities, commodities, real estate and other instruments of investment; securities trade execution services; investment brokerage; providing financial information on investment and securities performance; mutual fund development services; electronic foreign exchange payment processing; cash and foreign exchange transactions; foreign exchange information services; financial risk management consultation, namely, foreign exchange risk advisory services; providing traditional and on-line banking, financial, investment, and insurance consultation and information via computer, telecommunication, electronic, telephonic, and facsimile networks