Bill payment services; Bill payment services provided through a website; Bill payment services provided through mobile phones and smart phones; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Credit card and payment card services; Credit card payment processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial transaction services, namely, providing secure commercial transactions and payment options; Payment processing services, namely, credit card and debit card transaction processing services; Payment processing services in the field of credit card payments; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via mobile telephones and smart telephones; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Wireless telephone payment services, namely, wireless mobile telephone rate plans