Issuing stored value cards; debit card services; pre-paid purchase card services for stored value cards; electronic debit card transactions; pre-paid purchase card services namely, processing electronic payments made through prepaid cards; debit card verification; electronic bill payment services; electronic funds transfer; person-to-person and person-to-business money transfer service offered via the Internet and electronic mail through the use of debit cards; providing financial information by electronic means, namely debit card data and reports, debit card and other payment card data, and data regarding cardholder spending