Pre-paid purchase card services namely, processing electronic payments made through pre-paid cards, gift cards and loyalty cards; establishing funded accounts used to purchase goods and services on the Internet; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; providing financial information, namely debit card, payroll card and payment cardholder spending data and reports; transaction authorization and settlement services in connection with prepaid purchase cards; cash disbursement services; electronic account services, namely, providing online stored value accounts in an electronic environment; prepaid banking and online cash account services; financial transaction services involving payments to online and offline retailers, merchants and content providers using cash account information stored in a centralized database; financial services for funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; debit card services; distribution and issuing of debit cards in connection with debit card services