Retail buying service utilizing mobile and online applications to facilitate purchasing and payment for online buying

Financial services, namely, credit card services, debit card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, transaction authorization and settlement services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely, credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, via electronic networks; providing credit card, debit card, and stored value prepaid card services; credit card, debit card, charge card, pre-paid card and stored value card services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; financial settlement and financial authorization services in connection with the processing of financial payment transactions; payer authentication services, namely, provision of services relating to the authentication of cardholders, merchants and banks for payment card transactions; provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, via networks or other electronic means using electronically digitized information; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; consulting services regarding payment solutions, credit card, debit card, payment card services