Financial services, namely, credit card services, debit card services, electronic payment cards, namely, processing electronic payment made through prepaid cards; providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic payment services, namely, providing electronic processing of credit card transactions and electronic payment via a global computer network; cash disbursement services, namely, cash management services; electronic cash transactions, cash replacement rendered by credit cards or debit cards, safe deposit boxes services, automated teller machine services, financial information, financial funds transfer services, namely, electronic fund transfers; and insurance underwriting in the field of travel