Computer software for processing electronic payments to and from others that may be downloaded from a global computer network and recorded on computer media; authentication software that may be downloaded from a global computer network and recorded on computer media; Electronic equipment for point-of-sale (POS) systems, namely, point-of-sale terminals, bar code readers, optical readers, advertisement display monitors, keyboards, printers, scanners, radio transmitters, radio receivers, computer hardware, and computer operating software; Computer software, namely, a mobile or browser application for use in business-to-business payment services that allows customers to update and receive data stored in a computer database in real time; Downloadable software in the nature of a mobile application for access and transmission of payment processing services

Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of online and offline payment and financial services between businesses and between individuals and businesses, namely, credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network; Providing point of sale debit and credit card transaction processing services to commercial business merchants; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial services, namely, credit card and payment card services provided through a web-based system and online portal featuring online non-downloadable software that enables users to access and manage commercial card transactions; Clearing and reconciling financial transactions via a global computer network; Providing a wide variety of payment services and providing financial services, namely, credit card processing and transmission of bills and payments thereof, conducted via a global computer network