Financial services, namely, stored value pre-paid cash services, namely issuing and providing stored value accounts in the nature of gift cards to registered users and customers redeemable for goods and services from participating registered users and customers; stored value pre-paid cash micro-payment services by means of RFID transponders, namely processing electronic payments; electronic payment processing services whereby credit cards, debit cards, personal ID and financial information may be accessed by RFID transponders to enable registered users and customers to effect secure commercial transactions and electronic payments