Payroll processing services; compensation processing services for payments for services and reimbursement of expenses to independent contractors; data processing services; providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information

Telecommunications services for providing multiple-user access to a global computer; electronic data communication services; electronic data transmission over a global remote data processing network, including the Internet; provision of telecommunications access via the Internet and electronic mail, namely, electronic exchange of data stored in databases accessible via telecommunication networks; Telecommunication services, namely, providing electronic message alerts via the internet; Providing electronic transmission of transaction data and electronic payment data via a global computer network; electronic message sending and receiving services; providing access to international telecommunications network facilitating cross-border point of sale transactions for and between member banks

providing temporary use of a web-based software application for website hosting, customer relationship management, payment management functions, database management and payroll administration