Administration of a program for enabling participants to obtain discounts on goods and receive improved services; Administration of a program for enabling participants to obtain discounts on products and services; Administration of a program for enabling participants to obtain discounts on the cost of services or receive improved services; Business management services, namely, managing logistics, reverse logistics, supply chain services, supply chain visibility and synchronization, supply and demand forecasting and product distribution processes for others; Negotiation and conclusion of commercial transactions for third parties via telecommunication systems; On-line auction services featuring a system in which a buyer of goods or services, may put out to bid, payments that have been approved and authorized, but that are not yet due for payment by their terms, to their suppliers of the same goods and services, such that said suppliers may offer a discount, in an auction-style setting, in exchange for prompt payment

Accounts payable debiting services; Financial administration of a system in which a buyer of goods or services, may put out to bid, payments that have been approved and authorized, but that are not yet due for payment by their terms, to their suppliers of the same goods and services, such that said suppliers may offer a discount, in an auction-style setting, in exchange for prompt payment; Loans and discount of bills