Computer communications software to allow customers to access bank account information and transact bank business; Computer hardware and software used for the control of voice controlled information and communication devices; Computer software for accessing information directories that may be downloaded from the global computer network; Computer software for controlling and managing patient medical information; Computer software for creating searchable databases of information and data; Computer software for manipulating digital audio information for use in audio media applications; Computer software for the collection, editing, organizing, modifying, book marking, transmission, storage and sharing of data and information; Computer software for the databasing, visualization, manipulation, virtual reality immersion and integration of geographic information with on-line member communities; Computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface