Business management and advisory services; marketing consulting services; market research services; business information services featuring consumer tracking, analyzing, forecasting and reporting of cardholder purchasing behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards via wireless networks, mobile telecommunications devices or global computer networks; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards to promote access to coupons, vouchers, voucher codes and rebates at retailers; data processing of electronic credit and debit transactions; promoting concerts and cultural events of others; advertising services, namely, promoting the services of others in the fields of transportation, travel, hotels, lodging, food and meals, sports, entertainment, sightseeing and tourist agencies via wireless communication networks, mobile telecommunications devices or global computer networks; providing consumer information about purchasing the goods and services of others on-line through means of the internet and other computer networks; business management consulting and data repository services featuring computer databases of client profile information; providing an on-line and mobile directory of consumer information of merchants who accept contactless mobile payments and promote goods and services of others in the directory; the provision of information and advisory services relating to all the aforesaid