Electronic device, namely, apparatus comprised of computer hardware and software for reading magnetic strip cards, smart cards, contactless cards, encoded electronic chip cards, contactless encoded electronic chip cards, and Near Field Communication (NFC) mobile devices; computer hardware and software for managing and processing electronic information, namely, credit cards, customer loyalty cards, electronic coupons, and payment transaction information; computer hardware and software for sending e-mail or Short Message Service (SMS) receipts; computer hardware and software for accepting commands and sending responses to user interface applications on host user interface devices; computer hardware and software for connecting and interacting with credit card, pre-paid card, debit card, and loyalty rewards card processor, issuer, and payment network back end systems, servers and gateways; magnetic encoded card readers, chip card readers, and contactless integrated chip card readers for use as a magnetic stripe, chip, and contactless card Point of Sale (POS) payment acceptance device to perform payment transactions via fob, dongle, sleeve, or protective case formats, via plug and play attachment to computing devices such as smart phones, mobile phones, and tablet computers