Financial and monetary affairs, namely, providing online stored valued accounts in an electronic environment; Financial and monetary affairs, namely, electronic commerce payment services, in the nature of funded accounts used to purchase goods and services on the Internet; credit card services; debit card services; payment card services; electronic funds transfer; electronic payment services, namely, making payments on behalf of consumers for goods and services purchased from merchants by the consumer, using monies transferred electronically; cashless purchasing services for merchants and consumers whereby purchase monies are held in trust and sent to merchants upon sales to consumers