The mark consists of An image of a blue house encircled in a green shaded wide circle which is surrounded by another three-quarter circle running on the outside. The whole circle is shaded dark in the upper right part and light in the lower left part. There is white space between the house and the circles. There is a blue line running across the house that narrows toward the right end. The words ZERO POINT MORTGAGE and the website address that appears below the design are not claimed as part of the mark.