Computer software for use in financial transactions, namely, to compute terms of leases and related costs; computer software for use in computing terms of leases and related costs; computer software for connecting to and exchanging information over local area, wide area, enterprise and global communications networks; computer software for transmitting and receiving data, information, audio and video files and messages between computers and personal electronic devices, such as cellular telephones, personal digital assistants and handheld computers; computer software for use in wireless and cellular applications, namely, software for wireless content delivery; computer software for use in reading movement data from inertial sensors and translating it into usable movement information that initiates certain actions on personal devices, such as cellular phones and personal digital assistants; user interface for use in connection with personal electronic devices; computer software for use in operating and controlling personal electronic devices, such as cellular phones and personal digital assistants; computer programs namely, packaged computer programs and computer programs for use as web applications, server applications, laptop applications, cell phone applications and as applications for use on any similar or like and related computer equipment capable of running computer programs, such programs performing as a set of enterprise application programs or software modules, their associated user interface, a related database for holding application specific database contents, operating in both transactional and non-transactional data processing, including data entry, processing, aggregation, and output and further including access programs and search engine programs for database content reference and mining to enable end users to access, analyze, view, dashboard display in realtime, and report on the data content held in the related database