business research services; collection of business data, namely, records of payments in respect of insurance policies, pensions, mortgages, bank accounts and credit cards; commercial information agency services; compilation of information onto databases; computerized business data verification relating to records of payments and in respect of insurance policies, pensions, mortgages, back accounts and credit cards; consumer lifestyle information services, namely, in respect of mortality rates, illness rates, lapse rates and transfer rates for insurance policies, pensions, mortgages, bank accounts and credit cards; demographic customer targeting and marketing services; business data analysis services; data cleansing services, namely, the validation of records of payments in respect of insurance policies, pensions, mortgages, bank accounts and credit cards; database management service relating to the manipulation, preparation and validation of computerized records of payments in relation to insurance policies, pensions, mortgages, bank accounts and credit cards; data processing services; database management services; geo-demographic analysis and profiling services; business insurance risk and claims information services, market analysis bureau services; market penetration information services; market research services; postcode analysis services being business data analysis services; insurance risk project management services; promotional services, namely, developing promotional campaigns for businesses; provision of business information about names of individuals and/or organizations; provision of business information about postal codes and addresses, public record business information services; business risk management services; voters roll information services; provision of information for businesses about any of the aforementioned services. information provided online from a computer database or from the internet in the field of business risks