Consulting services in the field of employee benefits, namely, providing business management and cost analysis assistance, cost assessment and consultation services in the cost and payment management of healthcare to corporate clients; health care cost containment and cost review; advice regarding health care providers, namely, providing referrals to healthcare providers; providing health-related consumer product information via the Internet; medical and health-care cost review and cost management; medical and health-care cost price analysis and account auditing; health care cost review and cost management, namely, review and evaluating health and medical records for consumers for purposes of accuracy and cost management; providing medical referrals; providing consumer information in the field of healthcare; providing information in the field of healthcare and insurance, namely, providing information about insurance billing and insurance claims auditing, and fee negotiation and conclusion of commercial transactions for third parties

Consulting services in the field of employee benefits, namely, consulting services in the field of administration of employee welfare benefit plans for corporate clients; providing a website in the field of the administration of employee benefit plans concerning insurance and finance where employees may view information about their benefits; insurance and benefits consultation in the field of healthcare; providing information in the field of healthcare and insurance, namely, providing information about health insurance claims processing and administration, and remediation in the nature of debt settlement negotiation

Scientific study and research in the fields of medicine, management of illness, health care delivery and the scientific and operational aspects of health care policy, health care cost management and financing as these fields impact on quality of health care

Providing employee assistance programs, namely, labor negotiation information services in the nature of counseling for employees of others in the field of workplace labor conflict resolution