Electronic device, namely, apparatus comprised of computer hardware and software for use in reading magnetic strip cards, smart cards, contactless smart cards, magnetically encoded chip cards, contactless cards, and Near Field Communication (NFC) technology-enabled mobile readers; Electronic device, namely, apparatus comprised of computer hardware and software for use in managing and processing electronic information in the nature of credit cards, customer loyalty cards, electronic coupons, and payment transaction information; Electronic device, namely, apparatus comprised of computer hardware and software for use in sending email or Short Message Service (SMS) receipts; Electronic device, namely, apparatus comprised of computer hardware and software for use in accepting commands and sending responses in the nature of emails or Short Message Service (SMS) receipts to user interface applications on host user interface device; Electronic device, namely, computer hardware in the nature of a magnetic stripe, chip, and contactless card Point of Sale (POS) payment acceptance device for plug and play attachment to computing devices such as smart phones, mobile phones, tablet computers, notebook computers and interactive kiosks