Social Credit is a service that enables users to create agreements, assign friends as party to the agreement, and also assign a mediator. If an agreement is closed and both parties are satisfied that the agreement terms are met, both parties earn Social Credit. In the event of a dispute, the mediator decides who honored the agreement, and Social Credit is awarded. Social Credit points are awarded based on timespan it was active, and the value of the agreement. This earned credit score can be shared with other users to demonstrate Social Credit worthiness. Users can also nominate other users who perform volunteer work to earn Social Credit points

Providing a web-based service featuring technology that enables social network users to create agreements, and assign points based on the success, role, amount, and duration of those agreements with other members of social networks