Computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers that consolidate and track consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, receipts, rebates, coupons, promotions, customer rewards and offers for retail and consumer goods and services; computer software for electronic devices namely, mobile phones, tablet computers, personal computers, laptop computers, and electronic readers for recording, organizing, transmitting, manipulating, and reviewing text, data, image, and audio files, for providing targeted consumer electronic and virtual gift cards, loyalty and affinity cards and programs, receipts, rebates, coupons, promotions, customer rewards and offers to consumers based upon consumer information, namely, consumer registration, consumer requests, needs and interest of the consumer, consumer demographics and personal information, real-time geographic location information of the consumers electronic device and the purchasing and shopping habits of the user of the electronic device, in the retail and consumer market; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for providing payment transaction processing and the authentication of payment transactions for retail and consumer goods and services; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for providing ticket purchasing; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for providing authentication for the use of consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, rebates, coupons, promotions, customer rewards and offers upon use and for monitoring usage of offers and discounts and preventing unauthorized use of limited time or limited use offers for retail and consumer goods and services; computer software for electronic devices, namely, mobile phones, tablet computers, personal computers, laptop computers, electronic readers for displaying coupons, offers, rebates and other discounts on digital signage for retail and consumer goods and services

Providing advertisement and promotional services for retail and consumer businesses by disseminating to consumer electronic devices via global computer networks consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, receipts, rebates, coupons, promotions, customer rewards, tickets and other discounts and offers to users to consumer electronic devices via a global network, based upon consumer information, namely, consumer registration, consumer requests, needs and interest of a consumer, consumer demographics and personal information, the real-time geographic location of a user's electronic device and the purchasing and shopping habits of a user; monitoring usage of consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, receipts, rebates, coupons, promotions, customer rewards and offers for retail and consumer businesses; providing data analytics and tracking information for retail and consumer businesses related to consumer buying habits, consumer feedback, consumer needs and interests provided with the help of sensory, quality and quantity-related data, namely personal and demographic data, integrated tracking of commercial transactions related to goods and services for others, sale volume tracking, gift card purchase and gift card use tracking, loyalty program enrollment and benefit use tracking for others, rebate and promotion use tracking for others, and providing data regarding a consumer's receipt of a particular promotional offer, namely, identifying which data analytics caused the consumer to receive the promotional offer and information regarding commercial transactions related to promotions, offers, rebates, coupons, and consumer loyalty programs

Providing user authentication services for consumer electronic and virtual gift cards, loyalty and affinity cards and programs, punch cards, receipts, rebates, coupons, promotions, customer rewards and offers and preventing the unauthorized use of limited time and limited use offers thereto