Providing on-line non-downloadable software for transmitting, retrieving and distributing patient payment, administrative and clinical data for use in the field of health care; providing on-line non-downloadable software for facilitating the transfer of patient payment, administrative and clinical data files via global computer information network for use in the field of health care; providing on-line non-downloadable software for managing, transmitting, retrieving, distributing and facilitating payments from business to business, from business to patient and from patient to business, namely, electronic funds transfers, electronic check, credit card, debit card, payment card and other electronic payments in the field of health care; providing on-line non-downloadable information system software, namely, software for facilitating the transfer of bill payment data, for use in the field of health care