Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Bill consolidation services; Bill payment services; Bill payment services provided through a website; Business credit reporting services; Business credit verification services; Consumer credit consultation; Credit agencies; Credit and debit card services; Credit and financial consultation; Credit and loan services; Credit bureaus; Credit card and debit card services; Credit consultation; Credit inquiry and consultation; Credit rating services; Credit reporting agency; Credit reporting services; Credit risk management; Credit scoring services; Evaluation of credit bureau data; Evaluation of the credit worthiness of companies and private individuals; Financial advice; Financial advice, namely, budget planning; Financial advisory and consultancy services relating to micro credits, micro finance and energy products; Financial analyses; Financial analysis and consultation; Financial analysis and research services; Financial consultancy; Financial counseling services, namely, helping others build a better working relationship with their money; Financial credit scoring services; Financial risk management; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, credit repair and restoration; Financial services, namely, microfinance lending services; Issuance of credit cards; Issuing prepaid credit cards; On-line prepaid card services; Providing a website featuring educational information in the field of business insurance; Providing personal loans and lines of credit; Providing stored value card services