Electronic cash transactions; Electronic debit transactions; Financial due diligence; Financial information provided by electronic means; Financial management; Financial services, namely, electronic remote check deposit services; Financial services, namely, microfinance lending services; Financial services, namely, money lending; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Merchant services, namely, payment transaction processing services; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Payment processing services, namely, credit card and debit card transaction processing services; Providing a web site featuring personal financial information and financial advice; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing financial information; Providing on-line financial calculators; Provision of financial information