Financial services, namely, banking, bill payment services, debit card services, issuing stored value cards, and deposit access services; stored value services, namely, pre-paid card services offered through cards with stored value; automated teller machine services; point of sale and point of transaction services, namely, electronic debit and cash transactions; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic funds currency transfer services; payment card transaction processing services, namely, providing transaction authorization and settlement services; providing personal account information and other financial information via a global computer network