Providing an online community forum featuring listings of frequent participants in incentive, customer rewards, and customer loyalty programs; Providing a website featuring contributions of others participating in incentive, customer rewards and customer loyalty programs that allow these participants to earn discounts, coupons, and other benefits; Consumer to business referral services provided through a website, e-mail, and instant messaging, namely, identifying users frequently participating in incentive and customer loyalty and reward programs and allowing users to contribute referrals, via e-mail, website and instant messaging, to others for discounts, coupons and other benefits of incentive and customer loyalty and reward programs; Providing an online community forum of collected virtual communities, featuring referrals by others to incentive and customer loyalty programs; Customer recruitment and dissemination of advertising matter in the nature of frequent participation in and availability of incentive and customer loyalty and reward programs offering discounts, coupons, rebates and other benefits

Providing an online community forum for users to share information, photos, audio and video content about themselves, their likes and dislikes and daily activities, to get feedback from their peers, to form virtual communities, to collect virtual communities of third parties, and to engage in social networking; Providing an online community forum of collected virtual communities formed by others, for users to send and receive messages via e-mail, instant messaging and websites on the Internet in the fields of incentive and customer loyalty programs and of general interest; Providing on-line chat rooms and electronic bulletin boards for transmission of messages among users in the fields of incentive, customer rewards and customer loyalty programs and of general interest; Telecommunications services, namely, providing online and telecommunication facilities for real-time interaction between and among users of computers, mobile and handheld computers, data-capable cellular telephones, and wired and wireless communications devices

Online social networking services; Providing a website on the Internet for the purpose of social networking; Providing an online community forum of collected virtual communities for the purpose of social networking