Prepaid gift account services; namely, marketing, selling, processing and issuing prepaid gift accounts delivered to customer as one of a physical gift card, an account number in a text message or email, as data displayed on an application residing on a mobile computing device such as a mobile telecommunications device, a mobile computing device such as a laptop computer, smart phone or tablet computer or a non-mobile computer device such as a personal computer system, personal gaming system, satellite or cable television system