Registered investment advisory services; Financial consultancy, namely, financial planning and investment advisory services and insurance consultancy; Financial advisory services; Financial services, namely, a total portfolio offering for clients consisting of both separate accounts that hold stocks, bonds, Electronically Traded Funds, Unit Investment Trusts, direct participation programs such as Real Estate Investment Trust and mutual funds for equity and fixed income investments; Financial planning; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death, long term care and dismemberment; Financial planning and investment advisory services; Financial planning for retirement; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Financial services, namely, wealth management services relating to financial planning and investment advisory services; Financial trust planning; Investment advisory services; Investment management; Investment management of and distribution of annuities; Investment management of and distribution of variable annuities; Providing advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement; Strategic financial advisory services