Financial services, namely, banking services; internet and online banking services; personal and commercial banking services; checking account services; savings account services; direct deposit services; deposit services; safety deposit box services; certificates of deposit; online banking; online bill payment services; wire transfer services; automated teller machine services; electronic funds transfer services; certified check services; providing bank account information by telephone and other means; credit card, debit card and cash card services; relationship banking services that offer customers the opportunity to receive a variety of money saving, wealth accumulation and convenience features; relationship banking services that offer customers the opportunity to receive a variety of money saving, wealth accumulation and convenience features, including free foreign ATM and ATM surcharge rebates, free checks and checking, free travelers checks, free online banking, free online bill paying, discounted rates on home equity lines, loans and other types of consumer loans, automatic loan deductions from accounts, special deposit rate offers, special rates on savings accounts, and one combined account statement with links to customers' other accounts, including checking, savings, money market, certificates of deposit, lines and/or loans; cash management services, including, account reconciliation, agent deposit reporting, automated clearing house, controlled disbursement, financial electronic data interchange reporting, lockbox processing, wire transfers and zero balance accounts for manufacturing, distribution, wholesale, retail, and service entities and others; investment banking services; online investment banking services; providing banking and securities underwriting and brokerage services; loan financing; personal loans; commercial loans; lines of credit; mortgage lending services; mortgage loans; home equity lines and loans; mortgage planning; maintaining mortgage escrow accounts; mortgage banking; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of consumer and mortgage loans; selling and purchasing of loan portfolios for others; mortgage brokerage; mortgage lending; mortgage procurement for others; mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; real estate financing services; providing loans secured by commercial paper; providing temporary loans; installment loans; lease-purchase financing services; asset-based lending services; commercial lending services; financing services; structured financing services; retail financing services; trade financing services; providing working capital loans; revolving working capital loans; term loan facilities; credit facilities; capital expenditure lines of credit and letters of credit; offering financing in the form of equity services; equipment financing services, structured finance services, money lending services, and customized financing programs for purchasing and leasing of equipment; financial planning; financial advisory services; financial management services; customized financial management; asset management; investment management; investment consultation; fund investment services; online fund investment services; investment brokerage services; online investment brokerage services; financial asset valuation services; money market account services; mutual fund administration and brokerage services; investment and trust company services; fiduciary services, namely, trust and estate planning, trust and estate plan consultation, estate settlement; trust, estate and investment custody and administration services, namely, investing and management of financial assets, executing and settling securities trades, corporate financial action management, financial transaction processing, bill payment, online financial account services, namely, trading of financial instruments, shares, options and other derivative products; financial planning for retirement; college tuition planning; fund investment services in the nature of providing individual retirement accounts, 529 education savings plans, and Uniform Gifts to Minors Act accounts; ERISA, Taft-Hartley, employee benefit and employee pension plan administration and consultation; bill payment services; check processing; consumer lending services; electronic cash transactions; electronic debit transactions; electronic payment, namely, electronic processing and transmission of bill payment data; electronic transfer of money; assisting others with the completion of financial transactions for stocks, bonds, securities and equities; providing online financial calculators; health savings account services, namely, providing banking services and savings account administration for consumer-driven health care plans and defined contribution health care plans; custodial services, and trustee services for health savings accounts; investment management and distribution of annuities; providing interest rate protection against fluctuations in interest rates; submission and acceptance of electronic deposits via web-based portal; submission, acceptance and processing of imaged checks via web-based portal; electronic lock box services that enable acceptance of online payments via web-based portal, electronic link to bill images, electronic credit card authorizations and declines, electronic consolidated receivables reporting, and electronic financial transaction settlement services between billers' financial institutions and billers' accounts; online cash management, financial account management, and financial information and investment reporting services; lockbox services, namely, lockbox processing and electronic lockbox services that enable acceptance of online payments via web-based portal; payroll tax debiting services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic transactions, electronic checks and electronic payments; and providing information in the fields of banking, finance, trusts, estates, investments, asset management, mortgages, financial planning, employee benefit plans, and employee pension plans via various means, which may include but are not limited to, the internet, global networks, telephone, and facsimile