Providing incentive award programs for customers through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; providing incentive award programs for customers through issuance and processing of loyalty points for on-line purchase of company's goods and services; computerized on-line retail store services in the field of new and used text book, books, magazine, newspapers, clothing, school supplies, software, games, DVD's, pre recorded music CD, and general giftware items; on-line retail store services featuring a wide variety of consumer goods of others

Provision and financial administration of debit card savings programs